Here is a little talked about subject that has some real life ramifications. If you had a physical business with a downtown storefront, you would have insurance to protect it against many things that would cause you to shut your doors for days or weeks. Fire insurance, theft insurance, flood insurance, etc. What about online businesses? The main threats that can shut down an online business indefinitely are hackers and computer viruses. Is there insurance to protect against the loss of business should you fall victim to one of these perpetrators? This article discusses the new thinking for business insurance.